Jenny Kizzia

Jenny Kizzia

Professional food ninja. Proud coffee expert. Friendly pop culture guru. Certified beer buff. Beer scholar.

48 Author´s Articles
Is commercial insurance another name for business insurance?

Is commercial insurance another name for business insurance?

Business insurance, also known as business insurance, financially protects your company from common risks, such as...

Is a business owners policy the same as general liability insurance?

Is a business owners policy the same as general liability insurance?

A business owner's policy (BOP) is essentially a general liability insurance policy with additional property protection....

How Much Insurance Should Your Business Have? A Comprehensive Guide

How Much Insurance Should Your Business Have? A Comprehensive Guide

Business owners are often faced with the challenge of determining how much insurance coverage they need for their...

What type of insurance is required in most of the united states?

What type of insurance is required in most of the united states?

Car insurance is mandatory in almost every state. State minimums and types of coverage vary, but nearly every state that...

7 Essential Considerations for Businesses When Choosing a Payment Provider

7 Essential Considerations for Businesses When Choosing a Payment Provider

For any business to be successful, it is essential to make the right decisions when selecting a payment provider....

Do You Need Business Liability Insurance or General Liability Insurance? - A Comprehensive Guide

Do You Need Business Liability Insurance or General Liability Insurance? - A Comprehensive Guide

Do you need to protect your business from potential claims related to bodily injury and property damage? If so, you may...

What is the difference between a businessowners policy and a commercial property policy?

What is the difference between a businessowners policy and a commercial property policy?

The main difference between the policy for business owners and the commercial package policy is that a BOP is a...

What liability coverage is provided in a bop?

What liability coverage is provided in a bop?

A business owners policy (BOP) combines commercial property insurance and commercial liability insurance into a single...

The Benefits of Business Insurance for Your Company

The Benefits of Business Insurance for Your Company

Business insurance is a type of coverage that protects companies from financial losses due to bodily injury, property...

Should i put pleasure or commute?

Should i put pleasure or commute?

If you plan to use your car both for work and pleasure, it's best to consider that daily trips are your primary use of...

What should you consider when selecting an insurance company?

What should you consider when selecting an insurance company?

Not all companies are licensed to operate in every state. Many companies sell insurance policies and the prices vary a...

Which of the following would not be covered under the building coverage of the business owners policy?

Which of the following would not be covered under the building coverage of the business owners policy?

BOPs DO NOT cover professional liability, auto insurance, workers' compensation, or health and disability insurance....

Why is insurance important for business owners?

Why is insurance important for business owners?

As a general rule, you should insure yourself against things you couldn't afford on your own. This coverage protects...

The Most Essential Types of Business Insurance Coverage

The Most Essential Types of Business Insurance Coverage

Business interruption insurance, also known as business income insurance, is one of the most important types of coverage...

Choosing the Right Business Coverage Provider: What Businesses Need to Know

Choosing the Right Business Coverage Provider: What Businesses Need to Know

When it comes to running a business, the structure you choose can have a major impact on everything from daily operations ...

What business structure is best for international business?

What business structure is best for international business?

An LLC provides a more formalized legal structure than a sole proprietorship that offers greater protection against owner ...

Can Business Owners Deduct Health Insurance on Taxes?

Can Business Owners Deduct Health Insurance on Taxes?

If you're a business owner with employees, you can deduct the premiums you pay for their health insurance on the...

What are 4 main business structures?

What are 4 main business structures?

The most common forms of business are sole proprietorship, partnership, corporation, and S corporation. A Limited...

What is the difference between commercial and business auto insurance?

What is the difference between commercial and business auto insurance?

If your business owns a vehicle, it must be covered. The main difference between personal and commercial auto insurance...

What is the advantage of reinstating a life insurance policy?

What is the advantage of reinstating a life insurance policy?

The advantage of reinstating an existing policy instead of applying for a new one is that you're likely to pay less. If...

What Business Structure is Ideal for International Businesses?

What Business Structure is Ideal for International Businesses?

When starting a business, it is essential to decide on the right business structure. The most common forms of business...

What is Commercial Umbrella Insurance and What Does it Protect?

What is Commercial Umbrella Insurance and What Does it Protect?

Commercial supplemental insurance is an extra layer of protection that provides coverage for costs that exceed the limits ...

Choosing the Right Supplier for Your Business: 4 C's to Consider

Choosing the Right Supplier for Your Business: 4 C's to Consider

When it comes to selecting a supplier for your business, there are several key factors to consider. Cost, capacity,...

The Best Insurance Cover for You: A Comprehensive Guide

The Best Insurance Cover for You: A Comprehensive Guide

When it comes to insurance, there are four types that most financial experts recommend: life insurance, health insurance, ...

What Does Business Income Coverage Really Cover?

What Does Business Income Coverage Really Cover?

Business income coverage, also known as business interruption coverage or additional expense coverage, is a type of...

Choosing the Right Business Coverage Provider: What to Consider

Choosing the Right Business Coverage Provider: What to Consider

When selecting a business coverage provider, it's essential to compare the costs of premiums with the risks you deem high ...

What is covered under a business owners policy?

What is covered under a business owners policy?

A BOP generally protects business owners against property damage, danger, business interruption, and liability. While...

What is the basic coverage provided by homeowners insurance?

What is the basic coverage provided by homeowners insurance?

A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of...

Choosing the Perfect Business Partner for Your Business Coverage Provider

Choosing the Perfect Business Partner for Your Business Coverage Provider

Forming a business partnership is an exciting prospect, but it's essential to do your due diligence to make sure that you ...

What is business personal policy?

What is business personal policy?

Business personal property (BPP) insurance provides financial protection for the repair or replacement of your lost,...

What Types of Insurance Do Business Owners Need?

What Types of Insurance Do Business Owners Need?

If you own or rent a workspace, you'll likely need a business owners policy (BOP). Most small businesses need general...

Business Owners vs General Liability: What's the Best Choice for Your Business?

Business Owners vs General Liability: What's the Best Choice for Your Business?

When it comes to protecting your business, you may be wondering if a Business Owners Policy (BOP) or general liability...

What doesn't count as business expense?

What doesn't count as business expense?

This publication analyzes common business expenses and explains what is deductible and what is not. The general rules for ...

What are the Most Common Types of Insurance? A Comprehensive Guide

What are the Most Common Types of Insurance? A Comprehensive Guide

Selecting the right type and amount of insurance is based on your specific situation, such as children, age, lifestyle,...

What are the 6 main types of insurance?

What are the 6 main types of insurance?

Six types of insurance that everyone needs: property accident insurance (P&C), health insurance, long-term disability...

What is business owners liability coverage?

What is business owners liability coverage?

BOP insurance helps cover your business against claims that result from things like fire, theft, or other covered...

When Should You Review Your Business Insurance Coverage to Ensure It's Up to Date?

When Should You Review Your Business Insurance Coverage to Ensure It's Up to Date?

In many cases, your current insurance coverage may still be sufficient. However, it is recommended to review all your...

What is included in business insurance?

What is included in business insurance?

Business insurance protects businesses from financial losses associated with unexpected events, such as property damage,...

What type of insurance coverage is most common and often required?

What type of insurance coverage is most common and often required?

In all 50 states, except New Hampshire, drivers must have minimum amounts of liability insurance coverage. This includes...

The Three Main Types of Insurance Explained

The Three Main Types of Insurance Explained

Life insurance is a way to provide financial security for your loved ones in the event of your death. Health insurance...